Sometimes, no matter how kind of a person you are or how you try to keep your life drama free, unkind situations seem to find you. I live a relatively low key life. I mind my own business and stay neutral in all situations. This is a story on bad business on my part but also a life learning one.
This week, I have been dragged into a little drama. I inherited my mother’s house after she passed away. I live in another state and I really didn’t have the time or energy to be there to try to sell it. So, I decided to let family stay in it. I only have two requirements for living in this house. The first requirement is to pay the rent and water bill on time. The second requirement is to keep the house up. That’s it. If they are able to do that, I let them stay for low rent (only the mortgage). I’m not trying to make money off of it. Just want to offer something nice to family members and close friends.
Well, I know that if my mom knew all the situations that I would be in by just holding on to her house, she would have sold it. I know this because she asked me if I wanted her to and I told her NO. I was already losing her. I didn’t want to lose something else that she took pride in having. Anyway, I have a cousin that I decided to let move in. I love him! He is one of my favorite people in this world. His wife, however, is not. My cousin got into trouble almost two years ago and is now in jail. His wife is still in the house and now responsible for paying the rent and taking care of things. Well, here is where things start on a downward spiral.
Since the very beginning of her taking over, she has been late with the payments. Her husband even paid her ahead, unknowingly to her. But she used up those payments within the first year. She didn’t pay one dime on the water bill which then got tacked on to the taxes causing the mortgage cost to raise. She is constantly making plans that she doesn’t keep. For a while, I would pay the mortgage so that it would not be late because she would say she would pay by a certain date. She frequently reneged on those promises so I had to stop doing that because it was causing me financial stress. Well, this woman has frequently told me that she can’t afford the mortgage because she’s not making a lot of money. So, I’m thinking well she’s going to move out. I would have completely understood. But she stays and continues to pay late, then suddenly she will catch up and start the non-paying all over again. I explained to her several times that she has to pay on time because I’m getting letters from the bank. The bank has also sent letters to the house, which she unlawfully opens and does not mention them to me. She even took them to other people to look at, but I digress! Now, she has told me several times that if I want her to move that she would. So after the last month of continuous lies and non-communication, I took the initiative and gave her notice to move. I explained to her previously about what my expectations for the month of July was and she broke her promises. Well now she has a problem with it. She tells me that she’s not going to move and that I will have to take her to court! This is what I am dealing with. A chronic liar with no morals. I just have no words for the situation. Does she even realize that getting evicted through the court mean that no one will rent to her? NO ONE. Where is she going to stay? So now, I have to take time off and head to another state to take her to court. Part of me just want to call the bank and tell them to foreclose and part wants to proceed with the court process. Either way, doing business with family have proven to be a mistake. I have heard it said before, but didn’t listen. Now I will. Now I will try to learn from my mistakes and the mistakes of others.
End of Story.